Clay County HRA

Rehabilitation Loan Program      Printable Application

Phone: 218-233-8883

Fax: 218-233-9491


PO Box 99

116 Center Avenue East

Dilworth, MN 56529

Rehabilitation Loan Program

· Loans available from $1,000 to $27,000, 0% interest deferred loan

· Deferred loan is forgiven starting after 15 years if the home is not sold or transferred

· Homeowners must apply for the Weatherization Program

· Must be located in Clay County

· Residential Property - Single Family Detached, Duplex, Planned Unit Development

· Condominium, Townhome, Certain Mobile/Mfg. Homes

· Permanent general improvements

· Must directly affect the safety, livability or energy efficiency of the home

· May only address deficiencies identified through inspection, Lead-Based Paint Risk Assessment, Radon Test

Equal Housing Opportunity Logo

© The Housing and Redevelopment Authority of Clay County, All rights reserved.

How Do I  Apply?

Click on the above “Printable Application” link, complete the application and return it to the Clay County HRA.  Depending on availability, a meeting may be set up to discuss eligibility

HRA Clay County Logo


Rehabilitation Loan Program

2016 Income Limits

Household Size      Income Limits


1 Person                            $18,100

2 People                            $20,600

3 People                            $23,200

4 People                            $25,800

5 People                            $27,900

6 People                            $29,900

7 People                            $32,000

8 People                            $34,000

$25,000 Asset Limitation